Facultative – Facultative reinsurance is reinsurance purchased by an insurer for a single risk or a defined package of risks. Usually a one-off transaction
Treaty – Treaty reinsurance occurs whenever the ceding company agrees to cede all risks within a specific class of insurance policies to the reinsurance company. In turn, the reinsurance company agrees to indemnify the ceding company of all risks therein,
Specialty Lines- These are covers made specifically for businesses that need unusual coverage. These business accounts may involve high-risk holdings or feature objects that are not usually covered under standard business insurance policies.